Points Whale

Point & Mile Valuations

How much each currency is worth. Use the “target” value for everyday decisions — it’s what you should aim for when redeeming.

CurrencyCash OutFloorTargetCeilingNotes
Ultimate Rewards1.0¢1.0¢1.7¢4.0¢Target based on Hyatt transfers
Membership Rewards0.6¢0.6¢1.5¢4.0¢Target based on airline transfer sweet spots
ThankYou Points1.0¢1.0¢1.5¢3.0¢Target via Turkish, Flying Blue transfers
Capital One Miles1.0¢1.0¢1.4¢3.0¢Target via transfer partners
Cash Back1.0¢1.0¢1.0¢1.0¢Cash back is always 1cpp