Points Whale

American Express

American Express Platinum Card

$695/yrEffective: $169/yrMembership Rewardsamex networkNo FTF

Current Offer

80,000 Membership Rewards

After spending $8,000 in 6 months

Earn Rates

CategoryMultiplierCapNotes
Flights5xUnlimitedBooked directly or via Amex Travel
Hotels5xUnlimitedPrepaid via Amex Travel
Everything Else1xUnlimited

Annual Credits & Perks

Digital Entertainment

$240
monthlyAuto-applied

$20/mo for Disney+, Hulu, ESPN+, Audible, Peacock, NYT, WSJ

Airline Incidental Credit

$200
annualEnrollment required

Select one airline, covers seat upgrades/baggage

Uber Cash

$200
monthlyAuto-applied

$15/mo + extra $20 in December

Hotel Credit

$200
annualAuto-applied

Fine Hotels + Resorts or Hotel Collection

Saks Credit

$100
semi_annualAuto-applied

$50 Jan-Jun, $50 Jul-Dec

Membership Rewards Valuation

Floor0.6¢
Target1.5¢
Ceiling4.0¢
Cash out0.6¢

Transfer Partners

Hilton Honors
2:1
Air France/KLM
1:1
ANA
1:1
Singapore Airlines
1:1
Virgin Atlantic
1:1
British Airways
1:1
Marriott Bonvoy
1:1
Turkish Airlines
1:1
Air Canada
1:1
JetBlue
1:1
Emirates
1:1

Quick Facts

Annual Fee
$695
Network
amex
Foreign Txn Fee
None

Compare Similar Cards

All cards →